The Difference between Collision and Comprehensive Auto Insurance

The Difference between Collision and Comprehensive Auto Insurance Coverage

There are actually a lot of people who just want to have the very basic auto insurance for their cars while there are also others who want to have both collision and comprehensive insurance policies for their cars.

With this reason, it is very much important that you know what the differences of collision from comprehensive auto insurance are. Before you can do this, you should first know about the meaning of each term and know of its advantages as well as its disadvantages.

Basically, one of the disadvantages of obtaining either collision or comprehensive auto insurance is the expense. We all know that obtaining car insurance is not actually that cheap that is why you should really think first if you will need to have either type of car insurance or not.

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But in other cases such as having a financed car, collision and comprehensive car insurance is a must and required. Other car loan providers are even requiring clients to have proof of car insurance before they even let them have car loans.

Collision insurance basically covers the repairs of the car as a result of accidents. Collision insurance may even replace the car itself if in case that it is damaged severely. You have to take note that improper maintenance of the car which may result to it being damaged is not included in the policy so be careful and take care of your car properly.

Comprehensive insurance covers other situations such as car theft, fire, vandalism, and other situations which may cause damages to the car itself that is beyond the owner?s control.

You need to educate yourself about the different auto insurance coverage in order to assure that you will be getting the one that you really need.

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Source: http://caripanduan.com/the-difference-between-collision-and-comprehensive-auto-insurance-coverage/?utm_source=rss&utm_medium=rss&utm_campaign=the-difference-between-collision-and-comprehensive-auto-insurance-coverage

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